IBC GLOBAL BLOG · FINANCIAL EDUCATION
Explore Ideas. Understand the Possibilities.
Dive into Infinite Banking, whole life insurance, and long-term financial strategy through thoughtful articles, helpful videos, and hands-on guides.
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THE EDITORIAL SPOTLIGHT
Start With What's New
Featured articles from the latest published posts.
Nov 12, 2026
By Kelsey Serrano
Leaving assets behind is only part of the equation. Elizabeth Morgan and Brock Bales explore the legal structures, family decisions, and responsibilities involved in preserving wealth across generations.
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MORE THAN SOMETHING TO READ
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POLICY
TRUST
INTERACTIVE GUIDE · OWNERSHIP
Trust First. Policy First.
Explore how policy ownership, trusts, and planning choices can change the picture.
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PUA
ALIR
LISR
MEC
1035
INTERACTIVE GUIDE · EXPLORE CONCEPTS
The Interactive Glossary
Discover the terminology behind Infinite Banking and how the concepts connect.
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LOAN
INTEREST
INTERACTIVE GUIDE · POLICY LOANS
Policy Loans Explained
Explore how policy loans work, compare borrowing options, and see how interest and repayments affect your loan balance.
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Latest insights
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Nov 12, 2026
By Kelsey Serrano
Not all whole life policies are designed alike. Explore how premium structure, paid-up additions, and cash value influence a policy’s role in a broader financial strategy.
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Nov 12, 2026
By Kelsey Serrano
From whole life insurance to retirement, business strategy, and estate planning, the 2026 Strategic Wealth Building Summit explored how financial decisions connect—and what it takes to build wealth with greater intention.
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Nov 12, 2026
By Kelsey Serrano
A 10/90 whole life policy design may look appealing, but how much flexibility does Guardian's one-year term rider actually provide? Explore how to maximize PUA funding while staying within MEC limits.
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Cash Value Life Insurance
Nov 12, 2026
By Kelsey Serrano
Can a whole life insurance policy eventually cover its own premium payments without draining the cash value or losing the coverage? That is a rea…
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Cash Value Life Insurance
Nov 12, 2026
By Kelsey Serrano
A policy loan has an interest rate. That part is easy to identify. The harder question is what the loan actually costs when your whole life insur…
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Cash Value Life Insurance
Nov 12, 2026
By Kelsey Serrano
One of the appealing features of a whole life insurance policy loan is that you generally aren't required to make fixed monthly principal payment…
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Nov 12, 2026
By Kelsey Serrano
Loan Series 2: How Does Cash Value Keep Growing When You Take a Policy Loan? When you withdraw money from a savings account, that money stops ear…
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Popular Insights
Discover popular articles and useful perspectives from the IBC Global library.
Cash Value Life Insurance
Nov 12, 2026
By Kelsey Serrano
Can a whole life insurance policy eventually cover its own premium payments without draining the cash value or losing the coverage? That is a rea…
Read the article →
Nov 12, 2026
By Kelsey Serrano
A 10/90 whole life policy design may look appealing, but how much flexibility does Guardian's one-year term rider actually provide? Explore how to maximize PUA funding while staying within MEC limits.
Read the article →
Nov 12, 2026
By Kelsey Serrano
Loan Series 2: How Does Cash Value Keep Growing When You Take a Policy Loan? When you withdraw money from a savings account, that money stops ear…
Read the article →
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